Mobicred

Easy online credit application with an instant response...

Apply Once-off online

Accept the T’s & C’s and get your credit limit

You’re ready to shop online

One single monthly instalment

Buy Now. Pay Later

mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers

The application process

Complete the online
application form

Your application will be
processed instantly

You can begin your online
shopping experience

Application requirements

What you need when you want to apply online for your Mobicred account

A valid SA ID number & 18 years or older

Accept the T’s & C’s and get your credit limit

You’re ready to shop online

One single monthly instalment

Instant online credit up to R20 000

Mobicred offers instant online credit of up to R20 000 depending on your credit record.

How do I buy with Mobicred

You can purchase at any participating online retailer that offers mobicred as a payment option. Simply select mobicred as a payment option within the checkout process.

What is an initiation fee?

This is a fee for the opening & initiation of your agreement & mobicred account.

Can my application be declined?

Yes, approval of your application is subject to mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles. If, for whatever reason, your application is declined, mobicred will inform you as to the main reasons for being declined.

What is the interest rate on Mobicred

The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.

What is a monthly service fee?

This is a monthly charge for the monthly administration & maintenance of your mobicred account, including statements and all ad-hoc correspondence.

How do I buy with Mobicred?

You can purchase at any participating online retailer that offers mobicred as a payment option. Simply select mobicred as a payment option within the checkout process.

Apply for your mobicred account now!

Click the button below to go directly to the Mobicred online application form and apply for your account in 3 easy steps.